Service sector growth slips in October, hiring picks up
















NEW YORK (Reuters) – The pace of growth in the U.S. services sector slowed modestly in October, though a measure of employment improved to its highest in seven months, underscoring expectations the economic recovery will remain modest.


The Institute for Supply Management said its services index eased to 54.2 last month from 55.1 in September, shy of economists’ forecasts for 54.5, according to a Reuters survey.













A reading above 50 indicates expansion in the sector.


The forward-looking new orders gauge fell to 54.8 from 57.7, but the measure of employment rose to its highest since March at 54.9 from 51.1.


The vast services sector has fared better than its manufacturing counterpart, which contracted during the summer. Still, this was the first time since June that the rate of growth in services firms has cooled.


While manufacturing has begun to grow again, the services sector is expected to remain stronger as it feels less of an impact from weaker exports.


Taken together, the two reports point to an economy that is growing at around a 2 percent pace, analysts said, maintaining the third quarter’s rate of growth and reinforcing the view that the United States is holding on to a modest recovery.


“Moderate growth in the U.S. economy continues,” said Joseph Trevisani, chief market strategist at Worldwide Markets in Woodcliff Lake, New Jersey.


New export orders contracted to 47.5 from 50.5 against the backdrop of slower global growth and the euro zone’s ongoing debt crisis.


Financial markets saw little reaction immediately following the data. Wall Street was little changed in late morning trading as investors were wary of taking aggressive bets the day ahead of the U.S. presidential election.


Services companies in other parts of the world also saw slower growth in October, separate reports showed on Monday. The pace of activity in China slipped, while Britain’s sector grew at its slowest in almost two years. (Reporting by Leah Schnurr Additional reporting by Ryan Vlastelica; Editing by James Dalgleish)


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Methane warnings ignored before NZ mine disaster
















WELLINGTON, New Zealand (AP) — A New Zealand coal mining company ignored 21 warnings that methane gas had accumulated to explosive levels before an underground explosion killed 29 workers two years ago, an investigation concluded.


The official report released Monday after 11 weeks of hearings on the disaster found broad safety problems in New Zealand workplaces and said the Pike River Coal company was exposing miners to unacceptable risks as it strove to meet financial targets.













“The company completely and utterly failed to protect its workers,” New Zealand Prime Minister John Key said Monday.


The country’s labor minister, Kate Wilkinson, resigned from her labor portfolio after the report’s release, saying she felt it was the honorable thing to do after the tragedy occurred on her watch. She plans to retain her remaining government responsibilities.


The Royal Commission report said New Zealand has a poor workplace safety record and its regulators failed to provide adequate oversight before the explosion.


At the time of the disaster, New Zealand had just two mine inspectors who were unable to keep up with their workload, the report said. Pike River was able to obtain a permit with no scrutiny of its initial health and safety plans and little ongoing scrutiny.


Key said he agrees with the report’s conclusion that there needs to be a philosophical shift in New Zealand from believing that companies are acting in the best interests of workers to a more proscriptive set of regulations that forces companies to do the right thing.


The commission’s report recommended a new agency be formed to focus solely on workplace health and safety problems. It also recommended a raft of measures to strengthen mine oversight.


Key said his government would consider the recommendations and hoped to implement most of them. He would not commit on forming a new agency. Workplace safety issues are currently one of the responsibilities of the Ministry of Business, Innovation and Employment.


In the seven weeks before the explosion, the Pike River company received 21 warnings from mine workers that methane gas had built up to explosive levels below ground and another 27 warnings of dangerous levels, the report said. The warnings continued right up until the morning of the deadly explosion.


The company used unconventional methods to get rid of methane, the report said. Some workers even rigged their machines to bypass the methane sensors after the machines kept automatically shutting down — something they were designed to do when methane levels got too high.


The company made a “major error” by placing a ventilation fan underground instead of on the surface, the report found. The fan failed after the first of several explosions, effectively shutting down the entire ventilation system. The company was also using water jets to cut the coal face, a highly specialized technique than can release large amounts of methane.


The report did not definitively conclude what sparked the explosion itself, although it noted that a pump was switched on immediately before the explosion, raising the possibility it was triggered by an electrical arc.


The now-bankrupt Pike River Coal company is not defending itself against charges it committed nine labor violations related to the disaster. Former chief executive Peter Whittall has pleaded not guilty to 12 violations and his lawyers say he is being scapegoated.


An Australian contractor was fined last month for three safety violations after its methane detector was found to be faulty at the time of the explosion.


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Monster’s U.S. online jobs index gains in October

























NEW YORK (Reuters) – A monthly gauge of online labor demand in the United States rose in October, while construction and housing-related fields saw improvement compared with a year ago, the operator of a job search website said on Friday.


Monster Worldwide Inc, an online careers and recruiting firm, said its employment index gained 2 percent to 156 last month from 153 in September. The index was up 3.3 percent from 151 a year ago.





















The index saw annual growth in 13 of 19 industries and 15 of the 23 occupations monitored last month.


Demand for jobs in the construction industry was up 17.2 percent on an annual basis, while the real estate, rental and leasing category gained nearly 9 percent.


Available jobs in retail trade were up 10.3 percent compared with last year ahead of the holiday shopping season.


The report was another look at the jobs market ahead of the government’s non-farm payrolls report later on Friday. Jobs growth is expected to have picked up modestly in October.


The Monster Employment index is a monthly analysis based on a selection of corporate career sites and job boards. The margin of error is approximately plus or minus 1 percent.


(Reporting by Leah Schnurr; Editing by Leslie Adler)


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Robbie Williams returns to top spot on UK pop charts

























LONDON (Reuters) – Robbie Williams‘ new single “Candy” shot straight to number one in Britain’s pop charts on Sunday, the Official Charts Company said, dislodging Labrinth and Emeli Sande‘s “Beneath Your Beautiful” from the top spot.


Scottish producer and singer Calvin Harris entered the album charts at number one with “18 Months”, his second top-selling effort, and Kylie Minogue‘s “The Abbey Road Sessions” came in at number two on the long player list.





















“Candy”, written with Take That band mate Gary Barlow, is Williams’ 14th career number one.


(Reporting by Matt Falloon)


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Turkish ex-president’s autopsy fuels poisoning speculation

























ISTANBUL (Reuters) – An autopsy on late President Turgut Ozal, who led Turkey out of military rule in the 1980s and whose body was exhumed last month, will reveal he was poisoned, his son believes, calling for a full investigation of the “dark years” two decades ago when he died.


Ahmet Ozal was speaking after a newspaper report said high levels of poison had been identified by the autopsy, carried out after his father’s body was dug up on the orders of prosecutors investigating suspicions of foul play in his death.





















State forensic authorities have denied the media report.


Ozal’s moves to end a Kurdish insurgency and create a Turkic union with central Asian states have been cited as motives for would-be enemies in the shadowy “deep state”, in which security establishment figures and criminal elements colluded.


Ozal died of heart failure while in office in April 1993 at the age of 65. After undergoing a triple heart bypass operation in the United States in 1987, he kept up a grueling schedule while remaining overweight until he died.


But his family believe he was the victim of a plot.


“Even though 19 years have passed, thanks to technological advances and rigorous investigation they are capable of finding poisonous substances … I believe they will be found,” former member of parliament Ahmet Ozal told Reuters late on Saturday.


“I am 100 percent sure his death was not normal. If it is indeed proven, then Turkey should thoroughly investigate the dark years,” he said, noting that top investigative journalist Ugur Mumcu was killed in a car bomb the year Ozal died.


It was Turkey’s military leaders who appointed him as a minister after a period of military rule following a 1980 coup.


Ozal went on to dominate Turkish politics during his period as prime minister from 1983-89. Parliament then elected him president, but those close to him believe his reform efforts displeased some in the security establishment.


While prime minister, Ozal survived an assassination attempt by a right-wing gunman in 1988 when he was shot at a party congress, suffering a wounded finger. Ahmet Ozal said he believed there was a cover-up over the assassination attempt.


“If the assassination (attempt) is investigated … we may see interesting connections to things happening these days. It could also offer an insight into my father death,” he said, noting a presidential order would be needed for such an investigation.


Turkish political history has been littered with military coups, alleged anti-government plots and extra-judicial killings. A court is currently trying hundreds of suspects allegedly linked to a nationalist underground network known as “Ergenekon” accused of plotting to overthrow the government.


Turgut Ozal‘s brother, Korkut Ozal, said in 2010 he believed Ergenekon had killed the president. ‘Extrajudicial killings’ were common at that time and have been blamed on shadowy militant forces with ties to the state.


STRYCHNINE CLAIM DENIED


Those suspicious about his death have pointed to efforts which Ozal made to end the conflict with Kurdish militants during his time in office, including securing a Kurdistan Workers Party (PKK) ceasefire shortly before his death.


A report in Bugun newspaper on Friday said it had obtained a copy of the autopsy which revealed high levels of “strychnine creatine” in Ozal’s body.


Strychnine is a highly toxic alkaloid used as a pesticide which causes muscular convulsions and death through asphyxia. Creatine is an organic acid which supplies energy for muscle contraction.


However, the head of the state forensic medicine institute, Haluk Ince, said such a substance had not been found and the report had not yet been completed.


“We did not find the material referred to in the newspaper story. We don’t know how that story came about,” Ince told reporters in the wake of the Bugun article, adding the institute aimed to complete its work in December.


No post-mortem examination was conducted at the time of Ozal’s death, reportedly at the request of his widow.


Viewed as a visionary who helped pave the way for the free market economic policies under which modern Turkey has thrived, Ozal also gave firm support to the West, supporting the U.S.-led coalition which expelled Iraq from Kuwait in 1991.


Ahmet Ozal said his father helped transform Turkey from a coup-torn, state-run economy to the emerging power it is now, boosting freedom of expression, religion and private enterprise.


“This was the foundation that gave birth to modern Turkey. Along with this, perhaps the most important was the transformation of people’s mindset. With that you can change anything,” he said.


(Writing by Daren Butler; Editing by Jon Hemming)


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Analysis: Waiting for housing to drive the U.S. economy

























NEW YORK (Reuters) – The U.S. housing market is on the mend, but the so-called “missing piston” of the world’s biggest economy doesn’t have enough power to get the broader recovery firing on all cylinders any time soon.


Construction and related activity will help rather than hinder U.S. economic growth this year for the first time since 2005. That was before the housing bust helped push the United States into recession, triggering the global financial crisis.





















Higher sales, prices and building, albeit modest so far, are a welcome boost as other drivers of the economy falter.


Nonetheless, housing still accounts for only a small part of gross domestic product compared with the boom years.


The housing sector “would have to be on steroids to significantly boost GDP growth,” Paul Dales, an economist with Capital Economics, wrote in a recent research note.


Neither presidential candidate has signaled any new plans to help housing, although the Federal Reserve, aware of the important role of the sector in underpinning the economy, is focusing its latest stimulus efforts in mortgage bonds.


Typically, housing leads the U.S. economy out of recession. But the vast equity losses have stymied the market this time.


Housing’s most direct impact on growth is via construction, remodeling and associated services, known as residential investment. Its contribution to GDP has shrunk from a historical average of about 5 percent, and over 6 percent in 2005, to 2.5 percent in the third quarter of this year.


Economists expect residential investment will add two- to three-tenths of a percentage point to GDP in 2013, helping the economy maintain this year’s pace of growth.


Americans are likely to spend more on home renovations – probably $ 134.2 billion in the 12 months to June 2013, up from $ 115.3 billion at the end of September this year, according to Harvard University’s Joint Center for Housing Studies.


That would still be 8 percent off the peak in mid 2007 when borrowing against home values was still soaring.


Now, homeowners remain wary of taking on debt. Most prefer to save for renovations rather than borrow, said Adi Tatarko chief executive of Houzz, a home remodeling online platform.


Jim O’Sullivan, chief U.S. economist at High Frequency Economics says housing-related jobs have grown by an average of 11,000 a month this year. That contrasts with an average monthly decline of 1,000 in 2011 and they should speed up to 30,000 a month by early 2013 as new home construction picks up, he estimates.


Superstorm Sandy, which hammered the U.S. Northeast last week, could put more people to work in construction.


Analysts estimate the U.S. economy needs to create roughly 150,000 jobs a month just to hold the unemployment rate steady.


‘EVERY LITTLE BIT HELPS’


The influence of housing reaches further than just construction jobs; it can be a big jolt for consumer spending, which makes up two-thirds of the economy.


Michael Gapen, chief U.S. economist at Barclays Capital, said real estate wealth should begin to boost consumer spending again next year. That would mark an important turning point for households’ finances, badly damaged by the housing market collapse and the drop in stock prices during the financial crisis.


“As the consumer goes, so will the broader economy,” Gapen said.


The swath of homeowners who owe more on their mortgage than the value of their home is a big factor that has held back the housing recovery. Many “underwater” Americans have been unable to sell their home and buy something more expensive. Such upward mobility in housing has traditionally fueled the market.


More than 20 percent of U.S. mortgages were underwater at the end of June, amounting to 10.8 million homes. Of those, 1.8 million borrowers would recover if prices rose 5 percent, according to data analysis firm CoreLogic .


Price gains like that may not be such a tall order. Economists expect prices to have risen 1.7 percent this year and pick up a further 3.1 percent next year, according to a Reuters poll.


Rising home prices helped 1.3 million homeowners get out from under water in the first half of this year, CoreLogic says.


Those are more homeowners who could potentially refinance their mortgages, putting more spending money in their pockets.


A number of factors suggest the recovery will be slow and modest, like that of the broader economy. These factors include a backlog of pending foreclosures, the large amount of distressed homes up for sale, often at low prices, and the difficulty in getting a mortgage.


In the meantime, the Fed will buy $ 40 billion in mortgage-related debt each month as it tries to bolster the housing sector which Fed Chairman Ben Bernanke has called the “missing piston” of the U.S. economic recovery.


“Every little bit helps,” Scott Brown, chief economist at Raymond James, said of housing.


“People always ask, ‘What’s going to drive the recovery?’ It’s never usually one particular thing, but a lot of little things getting better at the same time.”


(Editing by William Schomberg and David Gregorio)


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Newspaper discloses new Cameron text messages

























LONDON (AP) — A British lawmaker says he’s asked the country’s media ethics inquiry to consider newly disclosed text messages sent between Prime Minister David Cameron and Rebekah Brooks, the ex-chief executive of Rupert Murdoch‘s British newspaper division.


The Mail on Sunday newspaper on Sunday published two previously undisclosed messages exchanged between the pair, who are friends and neighbors.





















Brooks is facing trial on conspiracy charges linked to Britain’s phone hacking scandal, which saw Murdoch close down The News of The World tabloid.


In one newly disclosed message, Cameron thanked Brooks in 2009 for allowing him to borrow a horse, joking it was “fast, unpredictable and hard to control but fun.”


Opposition lawmaker Chris Bryant has asked a judge-led inquiry scrutinizing ties between the press and the powerful to examine the messages.


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Over 20 million tweets sent as Sandy struck

























SAN FRANCISCO (Reuters) – Twitter users flocked to the micro-messaging network this week as Hurricane Sandy swept through the eastern U.S. seaboard, sending more than 20 million tweets about the storm between Saturday and Thursday, the company said.


This far exceeds the 13.7 million tweets sent during the Super Bowl in February, typically the largest media event of the year.





















Founded in 2006, Twitter has sought to position itself as a “second screen” media product that users can pull up on their smartphones while watching events like the Super Bowl or the Olympics on television.


But the service has shone as a communication channel during major disasters, such as in the wake of the 2011 tsunami in Japan.


Twitter, which has been susceptible to occasional outages, stayed up glitch-free this week, serving at times as a vital source of information for afflicted residents.


The number of times that users in New York City loaded their home timeline from a mobile device peaked around 9 p.m. Monday night, around the time an explosion at a Consolidated Edison transformer knocked out power, more than doubling the total from the previous two days, the company said, without providing details.


The 20 million tweets included the terms “sandy,” “hurricane,” “#sandy,” and “#hurricane,” the company said.


(Reporting by Gerry Shih; Editing by Richard Chang)


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Disney-ABC Adds to Sandy “Day of Giving”

























NEW YORK (TheWrap.com) – Disney-ABC is expanding on plans to designate Monday a “Day of Giving” that will fill ABC’s schedule from morning until late night with calls to donate to Hurricane Sandy victims.


Disney has announced a $ 2 million donation to hurricane relief, and from “Good Morning America” until “Jimmy Kimmel Live!” on Monday, every ABC show will urge viewers to help.





















ABC said Friday that ABC Family, SOAPnet, Radio Disney, “General Hospital,” “Who Wants To Be A Millionaire” and the Disney Stores will all get into the giving spirit.


ABC Family and SOAPnet will show “Day of Giving” PSAs on air, on their websites and through social media. Radio Disney will feature similar messages on the air and on Facebook. “General Hospital” stars have recorded PSAs that will air during the show and throughout network programming, and “Who Wants a Millionaire” will also include messages and PSAs.


The Disney Store and DisneyStore.com, meanwhile, will spread the word with in-store PSAs, social marketing efforts, emails and messages on the DisneyStore.com home page.


“The response to Monday’s ‘Day of Giving’ has been nothing short of amazing, and I’m thrilled that ABC Family, SOAPnet, Radio Disney, ‘General Hospital,’ ‘Who Wants To Be A Millionaire’ and the Disney Stores across the nation have joined the cause,” said Anne Sweeney, co-chair of Disney Media Networks and president of Disney-ABC Television Group. “We are going to do everything possible to encourage our viewers and customers to help those who are dealing with Sandy’s devastation.”


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Insight: Sandy shows hospitals unprepared when disaster hits home

























NEW YORK (Reuters) – Kim Bondy was in New Orleans seven years ago when Hurricane Katrina devastated the city, and scores of patients died in flooded hospitals cut off from power. She never thought that she might face that danger herself.


But on Monday night, as superstorm Sandy submerged parts of New York City, Bondy was one of 215 patients evacuated from New York University‘s Langone Medical Center after basement flooding from the East River cut off its electricity.





















“Knowing everything that happened in New Orleans hospitals, I’m thinking, ‘I am not going to be that story,’” said Bondy, 46, a New Orleans resident who was hospitalized in New York over the weekend with a blocked intestine. “Did you not pay attention to what we learned from Katrina?”


The equipment failures at NYU and nearby Bellevue Hospital, the nation’s oldest and one of its busiest, brought to the fore what emergency experts have warned for years. Despite bitter lessons from the recent past, U.S. hospitals are far from ready to protect patients when disaster strikes their facilities.


“I’ve been asking hospitals to look at their own survivability” after a natural or manmade disaster, “and I just can’t get it on their radar screens,” said Dr. Art Kellerman, an expert in emergency preparedness in healthcare at the RAND Corp. “If you asked me the one city in America that has its act together, I would have said New York. That tells you how much trouble we’re in Dayton and Detroit and Sacramento.”


For most hospitals, “emergency preparedness” means being ready to treat a surge of patients from an earthquake or terror attack – disasters outside their walls. Even the federal program that coordinates hospitals’ preparedness at the Department of Health and Human Services has this mindset: it focuses on planning for mass fatalities and quickly reporting their number of available beds, not having redundant electrical systems.


When the next Katrina or Sandy strikes, “we’re going to have the same problems,” warned a scientist who has led studies on hospital preparedness at a leading research institution. He asked not to be named so as not to antagonize hospital officials and others he works with.


For hospital administrators trying to keep their institutions in the black, disaster-resistant infrastructure is expensive and lacks the sex appeal of robotic surgery suites and proton-beam cancer therapy to attract patients.


“People don’t pick hospitals based on which one has the best generator,” Kellerman said.


UNWILLING TO INVEST


A recent survey by the Joint Commission, a nonprofit group that accredits more than 19,000 hospitals and other healthcare facilities, found that only one-third planned to upgrade their infrastructure, said head engineer George Mills.


“Two-thirds said they were going to keep going with what they had and hope it was enough,” he said. “Unfortunately, many of our hospital buildings are 50 or 60 years old.”


No national assessment has determined whether hospitals can survive a disaster, said a high-ranking HHS official.


Storm-hardened infrastructure is not cheap. Continuum Health, which operates St Luke’s Hospital in New York where Bondy was sent, spent about $ 10 million over the last decade on generators and other emergency measures. Mount Sinai Medical Center, next to Manhattan’s Central Park, is replacing four basement generators with four on higher floors for $ 12 million.


And many hospitals do not factor in all of the potential threats. As Sandy barreled toward New York City last weekend, hospitals tested their generators and assured city officials that they had enough fuel to run them for several days, according to all the hospitals interviewed.


NYU’s “emergency power system was designed and built according to all safety codes,” spokeswoman Allison Clair said. “We were confident we could withstand a (storm) surge of approximately 12 feet,” but it was at least a foot higher.


By Monday night, the NYU basement that houses one of its generators and fuel tanks for the seven on higher floors was under eight feet of water. Sensors shut down the fuel pumps, and the generators fell silent.


“There was no electricity and all the IV machines were going haywire,” said Bondy. “I heard one nurse yell to someone, don’t use that water, it’s brown. I couldn’t believe how fast things were failing.”


By all accounts, it could have been much worse had other preparations not been in place.


The staff used flashlights to carry out the evacuation. Police officers fanned out through the building and on stair landings as staff members carried patients to safety, including critically ill infants. Waiting ambulances – organized days ahead by the Federal Emergency Management Agency – had come from hundreds of miles away. Bondy’s driver was from Ohio, and needed to ask directions to the hospital that was due to receive her.


At St. Luke’s, staffers meeting evacuees had her checked in and settled in a room within 10 minutes. “Cupcake, don’t worry about it; we’ve got you,” a nurse told her.


HAND CARRYING FUEL


The response at nearby Bellevue was less coordinated. On Monday night, the power grid failed in its neighborhood and then its backup power stumbled as basement pumps meant to deliver fuel to the main generators on upper floors were flooded. Staffers hand-carried fuel for hours, but by Tuesday the situation was desperate. Bellevue began what became a full evacuation of some 725 patients.


Other city hospitals went into overdrive to receive Bellevue and NYU evacuees, and no patient deaths were reported. Around midnight on Monday, Zahava Cohen, nurse manager of the neonatal intensive care unit at Montefiore Medical Center, was roused by a knock on her office door.


“They’re calling from NYU,” a colleague told her. “They want to know how many babies we can take,” Cohen recalled.


Hospitals that remained functional were either lucky or better prepared. They didn’t lose power. But many were prepared if they had.


Montefiore built a 5-megawatt co-generation plant for heat and electricity in 1995, said Ed Pfleging, vice-president of engineering and facilities, and doubled its capacity a few years later. The plants now supply 90 percent of the power at its main campus, allowing the hospital to run for days if the electrical grid fails.


“During the 2003 blackout, we were the only New York hospital with fuel power,” he said.


Mount Sinai took in 64 NYU patients and some two dozen from Bellevue. It did not lose utility power this week, but was prepared with 13 back-up generators and several separate power systems if it had. Instead, communications were an Achilles heel.


Mount Sinai’s chief medical officer, Dr. Erin Dupree, was on the phone with her NYU counterpart on Monday night to discuss the evacuation, But they were repeatedly cut off as landlines and mobile phones failed throughout the city.


“We literally had no communications with these people,” she said. “They were in the dark, and we didn’t know who was coming here.”


That also could have been predicted. Loss of communication contributed to the scope of the September 11, 2001, attacks in New York, when emergency responders were unable to receive instructions and information in the minutes before the collapse of the World Trade Center towers.


“We all lost telecommunications on 9/11,” said Gail Donovan, chief operating officer of Continuum. “After Sandy we had limited cellphone capabilities at Beth Israel,” one of Continuum’s Manhattan hospitals, “so we used walkie-talkies.”


EMERGENCY DRILLS LIGHT ON DETAIL


What hospitals must do to harden themselves against disaster is determined by a patchwork of federal, state and local regulations. The Joint Commission mandates a long list of preparedness steps, including running disaster drills.


But many hospitals just go through the motions, said Dr. Dan Hanfling, special advisor on emergency preparedness at Inova Health System: “Until events of Sandy’s magnitude come along, emergency preparedness is just a box that has to be checked.”


Virtually no emergency drills simulate a disaster inside a hospital. “I can’t remember the last time a hospital ran a disaster drill where the hospital itself was the site of the disaster,” Kellerman said.


The Commission also requires hospitals to maintain back-up power equipment and test it 12 times a year for half an hour and for four hours once every three years. There is no requirement for war-gaming a situation that knocks out that equipment.


Only with “new construction or renovation projects” are hospitals supposed to place such equipment above flood level, explained the Commission’s Mills, and even in those cases it is something that “should” be considered but is not required. That means the stricken New York hospitals are not unusual.


“We are definitely making progress in preparedness, but many hospitals are still trying to figure this out,” said Inova’s Hanfling. “They would fare about the same” should another storm like Sandy roar ashore.


(Additional reporting by Dhanya Skariachan; Editing by Michele Gershberg, Martin Howell and Jackie Frank)


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